Coverage

Automobile Insurance:

Bodily Injury Liability – provides payment for injuries, loss of wages and medical expenses.
Property Damage – pays for damage to someone else’s property.

Personal Injury Protection – Provides for payment of medical expenses, loss of wages and other related expenses for the driver of the insured vehicle.

Uninsured/Underinsured Motorist Coverage – Provides for payment of medical expenses, loss of wages and other related expenses for liability assumed as a result of an incident with an uninsured or under insured motorist.

Comprehensive – Provides for payment for damages to your vehicle from “other than a collision loss”. Usually has an amount that the vehicle owner is responsible for paying(Deductible).

Collision – Provides for payment of damages to your vehicle as a result of a collision with another object. Usually has an amount that the vehicle owner is responsible for paying (Deductible)

Towing & Labor – Provides for reimbursement up to a specific $ amount for eligible towing or labor expenses.

Loss of Use (Rental Reimbursement) – Provides for reimbursement of the cost of renting or leasing a replacement vehicle as a result of a collision or comprehensive loss. Usually subject to a daily and overall maximum.

Some companies we work with:

  New York Central Mutual – www.nycm.com
  Travelers – www.travelers.com
  Main Street America – www.msagroup.com
  Preferred Mutual – www.preferredmutual.com
  Ontario Insurance Company – ontarioinsco.com
  Security Mutual Company – securitymutual.com
  Foremost Insurance Company – www.foremost.com
  Progressive Insurance Company – www.progressive.com